‘An insult to every working family’ screamed the Daily Mail in response to the House of Lords voting in favour of amending the government’s controversial Bill proposing a cap on welfare payments. The welfare cap would mean no household could claim more than £26,000 in benefits. According to David Cameron this cap was proposed in the interest of fairness. Why, the prime minister asks, should those on benefits receive more than those who work for a living? Indeed £26,000 seems like a huge sum of money, which is why at the present time only 0.2% of UK households claim more…